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Hybrid ARM's 

Everything in life has its pros and cons; adjustable rate mortgages are no exception. Hybrid ARM's are loans whose rate is fixed for a number of years, and then the rate adjusts. The most common types are 3, 5, 7, and 10 year fixed periods.


The article linked below "Hybrid ARM's Explained" clarifies the adjustment features of these loans.


Loan Types Defined
Hybrid ARM's Explained
Option ARM (