Holly Gustlin is a Senior Loan Officer in Los Angeles, California. She is a Certified Mortgage Planning Specialist, holds a Bachelor's Degree in Business Management, a Real Estate Broker's license, and a lending license. Protecting people has been Holly's passion throughout her career. Her website and the materials she distributes in her local community have always warned people about the dangers in the mortgage industry and how to avoid them. This book is an effort to broaden the number of people Holly is able to support and protect.